Last updated: March 2026
Best Cities to Buy a Moving Company (2026 Rankings)
Top 15 Cities to Buy a Moving Company in 2026
| Rank | City | State | Population | State Income Tax | State Median Price |
|---|---|---|---|---|---|
| 1 | New York | New York | 8,516,202 | Yes | $1,100,000 |
| 2 | Chicago | Illinois | 2,707,648 | Yes | $550,000 |
| 3 | Houston | Texas | 2,300,419 | None | $1,075,000 |
| 4 | Nashville-Davidson metropolitan government | Tennessee | 684,298 | None | $900,000 |
| 5 | Memphis | Tennessee | 629,063 | None | $900,000 |
| 6 | Jacksonville | Florida | 961,739 | None | $1,000,000 |
| 7 | Los Angeles | California | 3,857,897 | Yes | $1,000,000 |
| 8 | San Antonio | Texas | 1,458,954 | None | $1,075,000 |
| 9 | Seattle | Washington | 741,440 | None | $1,000,000 |
| 10 | Las Vegas | Nevada | 650,873 | None | $1,000,000 |
| 11 | Dallas | Texas | 1,299,553 | None | $1,075,000 |
| 12 | Denver | Colorado | 713,734 | Yes | $699,000 |
| 13 | Austin | Texas | 967,862 | None | $1,075,000 |
| 14 | Fort Worth | Texas | 941,311 | None | $1,075,000 |
| 15 | El Paso | Texas | 678,147 | None | $1,075,000 |
Why These Cities Rank Well for Moving Company Acquisitions
New York, NY ranks highly due to a population of 8,516,202, competitive acquisition pricing. Median household income of $79,713 supports strong local demand.
Chicago, IL ranks highly due to a population of 2,707,648, below-average state acquisition costs. Median household income of $75,134 supports strong local demand.
Houston, TX ranks highly due to a population of 2,300,419, no state income tax, competitive acquisition pricing. Median household income of $62,894 supports strong local demand.
Nashville-Davidson metropolitan government, TN ranks highly due to a substantial population of 684,298, no state income tax, below-average state acquisition costs. Median household income of $75,197 supports strong local demand.
Memphis, TN ranks highly due to a substantial population of 629,063, no state income tax, below-average state acquisition costs. Median household income of $51,211 supports strong local demand.
How Is This Ranking Calculated?
These rankings use a composite score based on three factors: city population (40% weight), state-level acquisition affordability (30% weight), and state tax environment (30% weight). Population measures market size and customer base. Affordability uses the inverse of the state median asking price for moving company listings, so states with lower prices score higher. Tax environment gives a full score to states with no personal income tax and a partial score to states that do levy one. Only cities with existing acquisition guide content are included.
How to Finance Your Moving Company Acquisition
Most moving company acquisitions in the SBA price range ($100K to $5M) are financed with an SBA 7(a) loan. The standard structure is 80% to 85% SBA loan at current rates (approximately 10% to 11% based on WSJ Prime), a 15% to 20% seller note on full standby at 0% interest, and a 5% buyer cash equity injection. The total equity injection is 10%, split between the buyer's cash and the seller note.
The full-standby seller note eliminates a second debt service obligation during the SBA loan term. On a median-priced moving company acquisition at $1,000,000, the buyer's out-of-pocket cash is approximately $50,000.
Frequently Asked Questions
What is the best city to buy a moving company?
New York, NY ranks as the top city to buy a moving company in 2026 based on market size, acquisition affordability, and tax environment. It has a population of 8,516,202 and a median household income of $79,713.
How much does it cost to buy a moving company?
The national median asking price for a moving company is $1,000,000. With SBA 7(a) financing, the buyer's cash equity injection is typically 5% of the purchase price (approximately $50,000), with a 15% to 20% seller note on full standby covering the rest of the required 10% equity injection.
Which states have no income tax for moving company owners?
Among the top-ranked cities, Houston, TX, Nashville-Davidson metropolitan government, TN, and Memphis, TN are in states with no personal income tax. This means business owners keep more of their operating income and cash flow, which improves the effective return on acquisition.
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