Buy a Roofing Company in Arlington, TX

Why Arlington Roofing Companies Are Worth Looking At

Arlington sits between Dallas and Fort Worth in one of the fastest-growing metro areas in the country.

The DFW population has added roughly 1 million residents over the past decade. That is new housing stock, aging commercial roofs, and a steady baseline of hail and storm damage driving replacement work every year.

Roofing is not a discretionary purchase. When a roof fails, it gets replaced. That makes cash flow more predictable than most trades, which matters a lot when you are underwriting a debt-financed acquisition.

As of Q1 2026, small roofing companies in the Dallas-Fort Worth metro are trading at 2.5x to 4x EBITDA for owner-operated firms with $500K to $3M in annual revenue. Companies with established insurance restoration pipelines and documented crew capacity tend to sit at the higher end of that range.

What Does a Roofing Company in Arlington Actually Cost?

Here is what a hypothetical $750K acquisition looks like at standard SBA terms. These are illustrative estimates, not a guarantee of terms.

Cash out of pocket: $37,500 (5% of $750K). The seller note sits on full standby at 0% interest during the SBA loan term, meaning no payments until the SBA debt is retired.

These are rough estimates based on market data. Actual terms depend on individual qualification and lender.

If you are using SDE figures from a broker, apply a 15% to 25% discount before running your DSCR. SDE is calculated before the owner's salary, which you will need to pay yourself or a replacement manager.

What to Look For When Buying a Roofing Company in Arlington

The roofing industry has real concentration risk. One owner who is also the primary salesperson, the lead estimator, and the insurance adjuster contact is a business that does not transfer well.

Before you look at the financials, look at the org chart.

Revenue mix matters. Insurance restoration work produces higher margins but is lumpy and can shift if insurance carriers tighten claims policies. Retail replacement and commercial maintenance contracts are more predictable. Target a company with at least 30% to 40% of revenue from non-storm-dependent sources.

Crew quality and classification. Texas roofing companies commonly use subcontractors. Verify worker classification carefully. Misclassification exposure can create material liability that shows up after close.

Equipment and vehicles. A roofing company's balance sheet often understates the real cost of its asset base. Get independent appraisals on trucks, lifts, and trailers. Deferred maintenance on a fleet will hit you in year one.

Supplier relationships. Does the company have preferred pricing with a distributor like ABC Supply or Beacon? That margin advantage is a real asset. Verify it transfers.

SBA Financing for an Arlington Roofing Acquisition

SBA 7(a) is the standard financing vehicle for roofing company acquisitions in the $500K to $5M range.

The minimum equity injection is 10%, not 10% down. There is a difference. The 10% is structured as 5% buyer cash and 5% seller note on full standby acting as equity. The seller note pays 0% during the SBA loan term. On 90%+ of deals Regalis works, we achieve full standby terms.

Current SBA rates run approximately 10% to 11% based on WSJ Prime plus the lender's spread. At a 10-year term on a $600K loan, that puts annual debt service in the $95K to $105K range.

At $225K in annual EBITDA, that is a 2.1x to 2.3x DSCR. That clears our 2x target and comfortably exceeds the 1.5x floor.

Lenders will want to see two to three years of business tax returns, not just P&Ls prepared by the seller's accountant. For roofing companies specifically, they will also scrutinize seasonal cash flow patterns and any years with outsized storm revenue that may not repeat.

Frequently Asked Questions

How much does it cost to buy a roofing company in Arlington, TX?

As of Q1 2026, small to mid-size roofing companies in the Arlington and broader DFW market ask between $400K and $2M. Businesses with $1M to $2M in annual revenue and documented EBITDA of $200K or more are the most common SBA-eligible targets. Price depends heavily on revenue mix, crew stability, and owner dependency.

Can I use SBA financing to buy a roofing company in Texas?

Yes. SBA 7(a) is the primary financing tool for roofing acquisitions under $5M. The minimum equity injection is 10%, structured as 5% buyer cash plus a 5% seller note on full standby. The SBA loan covers up to 80% to 85% of the acquisition price at a 10-year term.

What DSCR do I need to get SBA approval for a roofing acquisition?

SBA lenders generally require a minimum 1.25x DSCR, but most experienced deal teams, including Regalis Capital, will not take a deal forward below 1.5x. We target 2x or better. For a roofing company with $225K in EBITDA and a $750K asking price, a well-structured deal should produce a DSCR in the 2.1x to 2.3x range.

What due diligence items are specific to roofing company acquisitions?

Beyond standard financial due diligence, roofing acquisitions require review of worker classification (subcontractors vs. employees), equipment condition and fleet maintenance records, insurance certificate history, supplier pricing agreements, and the owner's role in the sales and estimation process. Owner concentration is the most common deal risk.

How long does it take to close on a roofing company acquisition?

A standard SBA 7(a) acquisition typically closes in 60 to 90 days from signed letter of intent. Roofing deals can run longer if there are complications with worker classification review or equipment appraisals. Having your SBA lender pre-selected and your financial documents prepared before LOI can cut two to four weeks off the timeline.

Considering a Roofing Acquisition in Arlington?

Regalis Capital's deal team reviews 120 to 150 deals per week across trades including roofing. We help buyers find, evaluate, structure, and close acquisitions using SBA 7(a) financing, typically with $37K to $50K in cash out of pocket on a $750K to $1M deal.

If you are looking at a specific roofing company in the DFW market, or want to know what a well-structured deal should look like before you make an offer, start with a free deal assessment.